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What is Co-Managed Care for Veterans?

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TRICARE Standard and Extra - Is it right for me?


Active duty members, even those of reserve and guard units, cannot use the TRICARE Standard and Extra health care plans, because they are eligible for better coverage. If you're trying to determine if standard or extra is right for you, keep in mind that the treatment at military facilities is on a space-available basis. There are also out of pocket costs associated with the standard and extra plans.

After you meet your yearly deductible, you will be required to pay cost-share fees. Family members of active duty personnel pay 15% of a negotiated rate for any network provided care, and 20% of the TRICARE allowable charge for any non-network provided healthcare. Inpatient care costs are $16.85 a day, with a $25.00 minimum charge. Retired service members and their families pay slightly higher percentages. Generally speaking, if you are eligible for TRICARE Prime and live in an area that provides it, you will probably prefer it to the standard and extra plans. Determining if standard and extra are right for you will depend on not only your current status, but your location as well.

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